Plug in three numbers and we pull real, live pricing from carriers across your state - not a single estimate, but several actual quotes lined up next to each other so you can see who really has the better price before you pick anyone.
Pricing and subsidy amounts vary by carrier, plan, and household - shown for comparison only.
Real quotes from 50+ carriers, compared side by side
OscarMolinaAmbetterBright HealthAnthemWellpointCenteneHighmarkFlorida BlueHealth NetFriday HealthCareSourcePriority HealthIndependenceGeisingerSentaraPremeraRegenceTuftsHarvard PilgrimMedicaSanfordMercy CareUPMCBCBS TexasBCBS IllinoisOscarMolinaAmbetterBright HealthAnthemWellpointCenteneHighmarkFlorida BlueHealth NetFriday HealthCareSourcePriority HealthIndependenceGeisingerSentaraPremeraRegenceTuftsHarvard PilgrimMedicaSanfordMercy CareUPMCBCBS TexasBCBS IllinoisZIP, age, and household type are enough to pull live pricing for every ACA, off-exchange, and supplemental plan sold in your area. No SSN, income documents, or credit pull required to see quotes.
Instead of visiting one carrier site at a time, our system checks live rates across 50+ direct carrier feeds plus the federal Marketplace, with your estimated subsidy applied to each.
Premiums, deductibles, out-of-pocket maximums, and network notes for each carrier line up on the same screen, so you can see how carrier A stacks up against carrier B and C before deciding anything.
Choose directly from the comparison, or ask a licensed agent in your state to walk through the trade-offs with you. Either way, you're comparing real quotes, not taking the first one offered.
Carrier brochures bury the numbers that matter - deductible vs. premium, Rx tiers, copay ladders, network depth. We line up this same breakdown for each carrier so you can see how they compare, not just what one is charging.
"What's cheapest?" and "Which plan keeps my oncologist?" are different problems. Pick the quote that matches your real question - and we'll build the comparison around it.
You're shopping ACA and off-exchange health plans for the first time, or post-life-event. We rank every option in your ZIP and flag the 3 that actually match your usage profile.
You're already enrolled but think you're overpaying. We re-price your current plan with this year's APTC tables and household changes, then show it next to a handful of other carriers so you can compare.
Keeping your current doctors is non-negotiable. Send us the names - we only quote plans where every provider on your list is in-network, even if it costs more.
Health + dental + vision priced together, then re-priced unbundled, so you see whether bundling actually saves you money or just locks you into worse networks.
Your high-deductible plan leaves a $7K hole. We price accident, hospital indemnity, and critical-illness riders that pay cash directly to you - and show which gap they actually plug.
You're a founder or HR lead pricing group benefits. We pull SHOP, ICHRA, and direct-carrier group quotes side by side, with employer contribution scenarios at 50% / 70% / 100%.
Four head-to-heads against the two places most people get a single quote first - healthcare.gov and single-carrier quote tools.
These are illustrative examples of how comparing multiple carriers can play out, not verified customer testimonials. First names only, and results vary by ZIP, age, income, and the carriers available in your state - nothing here is guaranteed.
“I only had one quote to look at until I ran it here. Seeing a second carrier's price for the same ZIP next to the first one made the choice a lot clearer.”
Quote 1Carrier A quote shownQuote 2Carrier B quote shownLower premium, same metal tierMaria R.Freelance designer, Miami, FL
“As a small business owner, I assumed our group renewal quote was the going rate. Comparing it against a couple of other carriers side by side showed that was not the case.”
Quote 1Group renewal quoteQuote 2Alternate carrier quoteDifferent price, same coverage tierJames T.Small business owner
“After a layoff, COBRA felt like the only option. Comparing a Marketplace quote next to it side by side showed a plan that still covered our pediatrician for less.”
Quote 1COBRA quoteQuote 2Marketplace quoteLower monthly premiumSarah L.Parent, Austin, TX
“I was between jobs and had only compared one short-term plan. Lining it up next to an ACA quote showed a real difference in what my prescriptions would cost.”
Quote 1Short-term plan quoteQuote 2ACA plan quoteDifferent premium and Rx coverageDavid P.Pre-Medicare, Chicago, IL
“Aging off my parent's plan, I wasn't sure where to start. Comparing a few carriers side by side let me pick with my own dentist and therapist still in-network.”
Quote 1No plan on fileQuote 2Comparison of several carrier quotesCoverage started with no gapAisha N.Nurse, Houston, TX
“Going from W-2 to self-employed made my subsidy hard to predict. Comparing quotes across a few carriers helped me find one that held up across different income scenarios.”
Quote 1Single carrier quoteQuote 2Comparison across carriersSubsidy-aware across income rangeRyan C.Self-employed, first year
A few quick questions, then real quotes from multiple carriers to compare side by side. A licensed advisor or one of our marketing partners may also reach out with plan options that match your needs.
We'll tailor your options based on who needs coverage.
What we ask for, how the side-by-side comparison works, what we do with your data, and what makes comparing carriers here different from a single-quote tool.
ZIP, age, and household type. That's it to start. Once you submit, an optional second page asks for tobacco use, household income (for subsidy math), and the names of any doctors you want kept in-network. We never ask for SSN, driver's license, or credit info to show you comparison quotes.
A single-quote tool shows you what one carrier is charging. We pull pricing from carriers across your state and put several of them on the same screen, so you can see how their premiums, deductibles, and networks compare to each other before you pick anyone. You're comparing, not just accepting the first number you see.
If you ask for help, one licensed agent in your state may follow up, using the channel you picked (email, text, or call), to walk through the comparison with you. If you don't ask, you won't hear from us beyond the quotes themselves. No drip campaigns, no resold leads.
Your quote request may be shared with our listed marketing partners, who may contact you, as disclosed in our privacy policy. We don't sell your information to unrelated third parties. You can request deletion at any time via the privacy request page. See our privacy policy for the full legal detail.
No fee, no catch. We're licensed insurance brokers - carriers pay us a commission when you enroll, generally the same commission whether you buy through us or directly from them. Comparing quotes here costs you nothing.
That's fine. Plenty of comparisons end with someone deciding their current plan is still the best option, or with a life event resolving before a Special Enrollment Period closes. We don't pressure you or hold your comparison hostage. You keep access to what you compared either way.
Yes - request the triple-stack comparison on the products page. We'll show health, dental, and vision priced together (bundled) and separately (a la carte) side by side, so you can see which actually costs less. Supplemental and short-term plans can be added to either path.
That's our subsidy audit comparison. Send us your current carrier, plan name, and household income for this year. We re-price the same plan with current APTC tables and show it next to a handful of other carriers in the same network, so you can see the difference for yourself.
Pick the network match comparison. You send us the doctor names (or upload a screenshot of your contacts list). We only surface quotes where every named provider is verified in-network at the time of the comparison - checked against the carrier's live directory, not just the marketplace tool.
Maybe not. The list of qualifying events that open a Special Enrollment Period is longer than most people think - loss of coverage, marriage, divorce, birth, adoption, move, citizenship, household-income changes that affect subsidy eligibility, and more. Start a comparison anyway; you'll see whether you likely have an SEP.
Every metal tier in your ZIP
Side by side, not one at a time
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