The Process

From Quote to Coverage in Four Simple Steps

No call-center runaround. A licensed advisor walks you through the carriers, plans, and trade-offs that fit your household or team.

What happens after you click submit

A 17-hour timeline,
measured in hours, not days.

00:00
hh:mm after submit

You hit submit

Three fields are enough to price every ACA, off-exchange, and supplemental plan in your ZIP. We don't ask for SSN, income docs, or a credit pull to start.

00:42
hh:mm after submit

We pull live rates

Our broker portal queries the federal Marketplace API plus 50+ direct carrier feeds. Every plan in your state, every metal tier, with your subsidy already applied.

06:00
hh:mm after submit

An agent vets the shortlist

A licensed human in your state opens the list, cross-checks your doctors against each network, flags hidden drug-tier costs, and trims it to the 3–5 plans that actually fit.

17:00
hh:mm after submit

Your quote lands

One PDF. Side-by-side premiums, deductibles, MOOPs, network notes, and the agent's pick — with a short Loom walking through the trade-offs. Reply or ghost. No follow-up loop.

<24h
Average quote delivered
50+
Carriers searched
$0
Cost to you
100%
Licensed advisors
All 50
States covered
Ready when you are

Start in under 2 minutes.

Share a few details, get a same-day call from a licensed advisor in your state, and pick the plan that actually fits. No SSN required, no obligation.