About the Quote Itself

ZIP, age, and household type. That's it to start. Once you submit, an optional second page asks for tobacco use, household income (for subsidy math), and the names of any doctors you want kept in-network. We never ask for SSN, driver's license, or credit info to show you comparison quotes.

A single-quote tool shows you what one carrier is charging. We pull pricing from carriers across your state and put several of them on the same screen, so you can see how their premiums, deductibles, and networks compare to each other before you pick anyone. You're comparing, not just accepting the first number you see.

If you ask for help, one licensed agent in your state may follow up, using the channel you picked (email, text, or call), to walk through the comparison with you. If you don't ask, you won't hear from us beyond the quotes themselves. No drip campaigns, no resold leads.

Your quote request may be shared with our listed marketing partners, who may contact you, as disclosed in our privacy policy. We don't sell your information to unrelated third parties. You can request deletion at any time via the privacy request page. See our privacy policy for the full legal detail.

No fee, no catch. We're licensed insurance brokers - carriers pay us a commission when you enroll, generally the same commission whether you buy through us or directly from them. Comparing quotes here costs you nothing.

That's fine. Plenty of comparisons end with someone deciding their current plan is still the best option, or with a life event resolving before a Special Enrollment Period closes. We don't pressure you or hold your comparison hostage. You keep access to what you compared either way.

Yes - request the triple-stack comparison on the products page. We'll show health, dental, and vision priced together (bundled) and separately (a la carte) side by side, so you can see which actually costs less. Supplemental and short-term plans can be added to either path.

That's our subsidy audit comparison. Send us your current carrier, plan name, and household income for this year. We re-price the same plan with current APTC tables and show it next to a handful of other carriers in the same network, so you can see the difference for yourself.

Pick the network match comparison. You send us the doctor names (or upload a screenshot of your contacts list). We only surface quotes where every named provider is verified in-network at the time of the comparison - checked against the carrier's live directory, not just the marketplace tool.

Maybe not. The list of qualifying events that open a Special Enrollment Period is longer than most people think - loss of coverage, marriage, divorce, birth, adoption, move, citizenship, household-income changes that affect subsidy eligibility, and more. Start a comparison anyway; you'll see whether you likely have an SEP.